How to Start an LLC in Connecticut (Step-by-Step Guide)

Forming a new LLC is a bit complex, so many people prefer to get professional help with it. LLC formation services offer a simple, inexpensive option to get some personalized guidance when setting up your new company.

For most businesses, we recommend Northwest Registered Agent, ZenBusiness, and LegalZoom. Northwest is particularly affordable, they have free service for the first year (plus state fees), then $39/year (plus state fees).

These companies help you set up your new business and also help you maintain it and keep it in good standing. Some offer services for annual reports and other ongoing filings, and most also can serve as your Registered Agent (which is required in CT). More on Registered Agents will be explained in step #3 below. Plus, these services can help you draft your Operating Agreement (more on this in step #4 below).

In short, LLC services like Northwest can help with just about every step of this process. They make everything simpler for the business owner, more efficient, and more accurate. To be clear, you can do everything on your own – but if you value your time, it’s generally worthwhile to use a service.

If you’re starting a CT LLC, you’ll need to come up with an appropriate business name – that’s not already taken by another business in the state. LLC names must be distinguishable from existing company names in the state of Connecticut (you can search the business name database here to confirm availability). In addition, the name must meet a handful of other requirements:

Once you’ve settled on an available name that meets the requirements, you can move on to step 3. But before you worry too much about finding the “perfect” name, keep in mind that you can use a trade name for your company.

Connecticut LLCs are required to have a Registered Agent in Connecticut. A Registered Agent is simply a person or business that is appointed to receive legal correspondence (such as notice of lawsuits) for the business.

A registered agent must meet certain requirements. They must be either:

The agent must supply a physical mailing address (no PO boxes) which will become a public record. As such, privacy is limited if you’re using a home address.

You can be your own Registered Agent. Or you can appoint an employee. Alternatively, you can use a Registered Agent service. Both Northwest Registered Agent and ZenBusiness are good options.

These companies offer several benefits. For one, they protect your privacy, as you won’t need to use your personal address. They also ensure all documents are received and processed properly, and some also offer complimentary services like mail forwarding.

You need to keep a Registered Agent for the life of your business. Keep this in mind when deciding which route to take.

Note: This step is optional, but highly recommended for most businesses. 

An operating agreement is an internal document that you’ll keep on file for your own records. It does not need to be submitted to any government agency, and therefore it’s optional.

Operating agreements essentially layout key details about the new business, including its purpose and critically, its ownership structure. For multi-owner businesses, operating agreements are very important as they help reduce the risk of ownership disputes down the road.

To prepare an LLC operating agreement, there are a few methods you can use. Services like ZenBusiness provide templates that make it easy. You may be able to find a decent template online by searching around. Or you can use the services of a local attorney.

The LLC Certificate of Organization is the main document that you will need to fill out and submit in order to start a limited liability company in Connecticut. The PDF form is found here, which can be printed out and mailed or faxed in. Alternatively, you can file online here.

The filing cost is $120. Processing time generally takes 2-3 weeks. Expedited processing may be available for an additional fee.

This form asks for various information about your new business. Most are fairly self-explanatory (and the form includes instructions), but there are a few things that are worth explaining here:

The mailing address, should you choose to file physical papers, is below:

Once you have submitted your application, you’ll need to wait for Connecticut to process everything. This can take as little as 7-10 business days but may take several weeks if the department is backed up. You may be able to pay extra to expedite the process during your initial application – particularly if you use a service like Northwest.

An EIN, or employer identification number, is essential if you want to hire employees. This is a federal tax ID and is somewhat like a social security number for your business. It’s used in IRS correspondence and is 100% required to hire any employees.

It’s very easy to apply for an EIN, and there is no cost to do so. You can simply file for one online on the IRS website. Again, this is a federal number, so it has nothing to do with Connecticut – but all businesses should have one, regardless of location.

The documents you receive from the state of Connecticut will establish your official LLC. However, that doesn’t actually include business licenses or other permits, so you may need to submit additional applications.

Connecticut requires business licenses and permits for many types of businesses. The cost and application process will vary depending on the types of products or services you plan to offer.

Additionally, you may need local permits and licenses, on the county or city level. Check with your local government for details.

That’s all you need to know about starting an LLC in Connecticut! If you follow these steps, you’ll be on your way to the business you’ve always wanted.

Once your business is formed, there are various ongoing responsibilities that you’ll need to stay on top of. Some examples include:

All the requirements can seem overwhelming to new business owners. However, if you stay on top of things from day one, you’ll be less overwhelmed, and you can ensure your business is in good standing with all local, state, and federal agencies.

We recommend doing some research on the requirements you’ll need to satisfy for your specific business type. Then, make a list, complete with due dates. You can also set reminders in your calendar app to ensure that you never miss an important filing.

If you want help, services like Northwest Registered Agent and ZenBusiness can help by reminding you of key dates, and even helping with some filings like Annual Reports. For many business owners, it’s worth the cost to use a professional service.

All new businesses should open a business bank account before they start operating. This allows you to keep your finances separate from your business finances, which is very important.

To open a business account, you’ll likely need your business license, EIN, and other important documents. Call your bank to discuss your options, and find out what their requirements are. Most financial institutions offer business banking solutions today.